Plan your loan

EMI Calculator

Estimate your monthly instalment, see how much goes to principal versus interest, and view a full amortization breakdown — for every kind of loan.

loan details

Loan principal:

During the study period no EMI is paid; interest is added to the loan. EMI begins after the moratorium.

Monthly EMI

Interest
Principal
Total interest
Total amount payable
Total payments months
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Amortization schedule

Principal paid Interest paid

Year of loan

Year Principal paid Interest paid Total paid Balance

This calculator is for illustration only. Figures are indicative and do not constitute a loan offer. Actual EMI, interest rate and charges are governed by our Interest Rate & Credit Pricing Policy and your sanction letter.